All Types of Loan Services
Personal • Business • Home • Vehicle • Tractor • Govt Schemes • Micro Loan
Fast approval, minimal documentation & 100% transparent process
All Loan Types We Process For You
We work with all major banks & NBFCs to get you the best loan offer — fast & hassle-free.
Personal Loan
Quick and hassle-free personal loans for all your personal needs
About Personal Loan
Personal loans are unsecured loans for medical emergencies, weddings, travel, debt consolidation, or any personal need. Get instant approval with Jan Kalyan Sewa Kendra — fast processing with all major banks and NBFCs.
- Loan amount up to ₹40 Lakhs
- Tenure from 12 to 60 months
- Interest rates from 10.50% per annum
- No collateral required — fully unsecured
- Quick approval in 24–48 hours
- Flexible repayment with easy EMIs
Business Loan
Grow your business with flexible funding from all major banks and NBFCs
About Business Loan
Business loans are designed for SMEs, MSMEs and self-employed individuals looking to expand, purchase equipment, manage working capital, or fund new ventures. We process loans for all types of business needs with fast disbursement.
- Loan amount from ₹50,000 up to ₹2 Crore
- Tenure from 12 to 84 months
- Interest rates from 11% per annum
- Secured and unsecured options available
- GST & ITR-based approval possible
- Working capital, expansion & equipment finance
Home Loan
Purchase, construct or renovate your dream home at the lowest rates
About Home Loan
Home loans help you buy, build or renovate your home with long tenure and affordable EMIs. Get up to 90% of property value financed with tax benefits under Section 24 and 80C. We assist with all paperwork and bank liaisons.
- Loan amount from ₹5 Lakh up to ₹5 Crore
- Tenure up to 30 years
- Interest rates from 8.50% per annum
- Up to 90% of property value financed
- Tax benefit under Section 24 & 80C
- Balance transfer & top-up facility available
Loan Against Property (LAP)
Unlock the value of your property for any financial requirement
About Loan Against Property
LAP allows you to borrow against your residential or commercial property while retaining ownership. Suitable for business expansion, medical needs, education or any large expense. Get high loan amounts at lower rates than personal loans.
- Loan amount from ₹10 Lakh up to ₹10 Crore
- Tenure up to 20 years
- Interest rates from 9.50% per annum
- Up to 75% of property value financed
- Both residential & commercial property accepted
- Property ownership retained throughout loan tenure
New Car Loan
Drive home your dream car with 100% on-road financing and fast approval
About New Car Loan
New car loans offer up to 100% on-road financing for any car brand. With same-day approval and competitive interest rates, we help you get behind the wheel faster. All documentation handled by our expert team.
- Up to 100% on-road price financing
- Tenure from 12 to 84 months
- Interest rates from 7.50% per annum
- All car brands — Maruti, Hyundai, Tata, Honda and more
- Same-day approval in most cases
- Doorstep document collection service
Used / Pre-Owned Car Loan
Get easy financing for pre-owned vehicles from all major lenders
About Used Car Loan
Used car loans make it easy to finance pre-owned vehicles with quick valuation and fast processing. We handle RC transfer documentation, valuation assistance and bank submissions — all in one place.
- Up to 85% of vehicle valuation financed
- Tenure from 12 to 60 months
- Interest rates from 11% per annum
- Cars up to 10 years old accepted
- Quick bank-approved valuation process
- RC transfer assistance included
Two Wheeler Loan
Affordable bike and scooter loans with instant same-day approval
About Two Wheeler Loan
Two wheeler loans are perfect for purchasing new or used bikes, scooters and electric two-wheelers. With minimal income requirements and same-day approval, this is the fastest way to own your personal vehicle.
- Up to 95% on-road price financed
- Tenure from 12 to 48 months
- Interest rates from 9.7% per annum
- All brands — Hero, Honda, Bajaj, TVS, Royal Enfield
- Electric two-wheelers also covered
- Down payment as low as 5% only
Tractor Loan
Agriculture-linked tractor financing with seasonal repayment options
About Tractor Loan
Tractor loans are specially designed for farmers and agri-entrepreneurs. With seasonal repayment schedules aligned to harvest cycles, low interest rates and subsidy-linked options, we make agricultural mechanization affordable.
- Up to 100% ex-showroom price financed
- Tenure up to 84 months (7 years)
- Interest rates from 7% per annum
- All brands — Mahindra, John Deere, Eicher, Sonalika
- Seasonal / harvest-based EMI repayment option
- PM Kisan & state agri subsidy linkage available
Government Yojana Loans
Subsidised government scheme loans — Mudra, PMEGP, Stand-Up India & more
About Government Yojana Loans
Government scheme loans offer subsidised interest rates and collateral-free funding for entrepreneurs, farmers, women, SC/ST communities and street vendors. We handle the complete application process for all central and state government schemes.
- Mudra Loan — Shishu (₹50K), Kishor (₹5L), Tarun (₹10L)
- PMEGP — Subsidy up to 35% for new enterprises
- Stand-Up India — ₹10L to ₹1Cr for SC/ST & Women
- PM SVANidhi — Working capital for street vendors
- PM Awas Yojana — Housing subsidy up to ₹2.67 Lakh
- Mostly collateral-free with government guarantee
Micro Loan
Small ticket loans for traders, women entrepreneurs and daily business needs
About Micro Loan
Micro loans are small-ticket, collateral-free loans for small traders, women self-help groups and daily business operators. With very fast approval and flexible weekly or monthly repayment, these loans power the grassroots economy of Deoghar.
- Loan amount from ₹5,000 up to ₹1 Lakh
- Tenure from 6 to 24 months
- Interest rates from 12% per annum
- No collateral required at all
- Weekly or monthly repayment options
- Priority for women entrepreneurs and SHGs
Eligibility & Documents Required
Basic requirements for most loan types — our team helps you at every step.
General Eligibility
- Age: 21 – 65 Years
- Indian Resident / Citizen
- Salaried or Self-Employed
- Stable Income Source
- CIBIL Score 650+ Preferred
- No Active Loan Default
KYC Documents
- Aadhaar Card (Mandatory)
- PAN Card (Mandatory)
- Passport Size Photos
- Address Proof (Utility Bill / Rent)
- Voter ID / Driving License
- Bank Account Details
Income & Financial Docs
- Last 3 Months Salary Slips
- 6 Months Bank Statement
- Last 2 Years ITR / Form 16
- GST Returns (Business Loan)
- Land / Property Documents (LAP)
- RC Book (Vehicle Loans)