Banking Services | Jan Kalyan Sewa Kendra
Jan Kalyan Sewa Kendra — Deoghar, Jharkhand

Banking & Financial Services

Savings Account • Credit Cards • Demat • CIBIL Check • PAN Card • Utility Bills
Instant paperless services — apply from anywhere with expert assistance

Savings Account
Zero Balance Account
Credit Card Apply
Demat Account
CIBIL Score Check
PAN Card Apply
Electricity Bill
Mobile Recharge
DTH Recharge
Gas Bill Payment
Water Bill
Insurance Premium
Equifax CIBIL
Experian Score
CRIF Highmark
TransUnion CIBIL
Stock Trading
Mutual Fund SIP
IPO Investment
Savings Account
Zero Balance Account
Credit Card Apply
Demat Account
CIBIL Score Check
PAN Card Apply
Electricity Bill
Mobile Recharge
DTH Recharge
Gas Bill Payment
Water Bill
Insurance Premium
Equifax CIBIL
Experian Score
CRIF Highmark
TransUnion CIBIL
Stock Trading
Mutual Fund SIP
IPO Investment

Savings Bank Accounts

Open zero balance accounts instantly with top banks

Airtel Payments Bank

Lifetime Zero Balance — High interest on savings with cashback

  • Zero balance requirement
  • High interest on savings
  • Free virtual debit card
  • Instant paperless opening
Open Account →

Axis Amaze Savings

Welcome Benefits with AMAZE account — exclusive rewards & offers

  • Welcome benefits package
  • Free debit card with rewards
  • Exclusive online offers
  • Competitive interest rates
Open Account →

Axis Bank Savings

Cashback on Flipkart & online spends with digital banking

  • Cashback on Flipkart
  • 1% cashback on online spends
  • Instant account opening
  • Full digital banking
Open Account →

IndusInd INDIE

Zero Balance — High Returns with easy digital & paperless banking

  • Zero balance savings account
  • High interest rates
  • Paperless account opening
  • Smart banking tools
Open Account →

IndusInd Savings

Best-in-class interest rates with premium banking benefits

  • Competitive interest rates
  • Free ATM transactions
  • Premium debit cards
  • Wide branch network
Open Account →

Jupiter Savings

Smart digital banking powered by Federal Bank — easy returns

  • 100% digital banking
  • Smart money management
  • Instant account opening
  • Rewards on transactions
Open Account →

Kotak 811

High interest + Zero balance — open in 5 minutes digitally

  • High interest rate savings
  • Zero balance account
  • Open in 5 minutes
  • Instant virtual debit card
Open Account →
Savings Bank Accounts: Open zero balance savings accounts with India's leading banks and enjoy exclusive benefits including cashback on transactions, reward points, free debit cards and attractive interest rates. Get instant account opening with minimal documentation and start banking digitally from anywhere. Our team assists you completely — from document collection to account activation.

Credit Cards

Cashback, rewards and exclusive benefits on every purchase

Airtel Axis Bank Card

Cashback with every purchase + Welcome Voucher on first use

  • Welcome voucher on first spend
  • Cashback on all purchases
  • Fuel surcharge waiver
Apply Now →

Axis Bank Credit Card

Gift vouchers & reward points as joining perk — multiple variants

  • Welcome gift vouchers
  • Reward points program
  • Dining privileges
Apply Now →

Bajaj Insta EMI Card

1 Million+ products on Easy EMI with No Cost EMI facility

  • Shop on easy EMI
  • No cost EMI available
  • 1M+ partner stores
Apply Now →

Bobcard (Bank of Baroda)

Lifetime Free | 5X Rewards on Shopping | Smart EMI Benefits

  • Lifetime free card
  • 5X rewards on shopping
  • Smart EMI facility
Apply Now →

Flipkart Axis Card

Unlimited cashback on Flipkart, Cleartrip and preferred merchants

  • Cashback on Flipkart
  • Cashback on preferred merchants
  • Cashback on all spends
Apply Now →

HDFC Bank Credit Card

Wide range with lifestyle benefits and reward points for everyone

  • Wide range of variants
  • Lifestyle privileges
  • Reward points program
Apply Now →

HDFC UPI RuPay Card

Credit card for UPI apps — earn rewards on all UPI transactions

  • Works on all UPI apps
  • Rewards on UPI payments
  • Contactless payments
Apply Now →

HDFC PIXEL Play Card

High rewards on Flipkart, Amazon, Swiggy, Zomato and more

  • High rewards on top brands
  • Entertainment benefits
  • Digital lifestyle perks
Apply Now →

HSBC Live+ Card

Dine, shop and save more with exclusive dining & shopping privileges

  • Dining cashback offers
  • Shopping discounts
  • Entertainment deals
Apply Now →

HSBC Visa Platinum

Lifetime Free | Easy Approval with travel insurance

  • Lifetime free card
  • Easy approval process
  • Travel insurance
Apply Now →

ICICI Bank Credit Card

Exclusive Benefits — rewards, cashback and lifestyle privileges

  • Multiple card variants
  • Reward points program
  • Lifestyle benefits
Apply Now →

IDFC Bank Credit Card

Lifetime Free | Lower Interest Rates with welcome benefits

  • Lifetime free variants
  • Low interest rates
  • Welcome benefits
Apply Now →

IDFC First WOW Card

Build credit score with lifetime-free premium card

  • Build credit score
  • Lifetime free card
  • Premium benefits
Apply Now →

IndusInd Credit Card

Wide variants with attractive rewards and lifestyle privileges

  • Multiple variants
  • Attractive rewards
  • Welcome benefits
Apply Now →

IndusInd Legend Card

World-class privileges on travel, dining and shopping

  • Travel privileges
  • Dining benefits
  • Shopping offers
Apply Now →

IndusInd Platinum Aura

Contactless card with unlimited cashback on all spends

  • Contactless payments
  • Unlimited cashback
  • Modern features
Apply Now →

Jupiter Edge RuPay

Lifetime Free | Instant approval with digital banking experience

  • Lifetime free card
  • Instant approval
  • Digital experience
Apply Now →

KIWI UPI RuPay Card

Zero joining fee — Most rewarding UPI card with instant cashback

  • Zero joining fee
  • UPI rewards every payment
  • Instant cashback
Apply Now →

Kotak Cashback+ Card

Accelerated cashback on online spends, dining and more

  • High cashback online spends
  • Cashback on dining
  • Cashback all other spends
Apply Now →

Kotak League Platinum

Exclusive rewards and offers every time you shop

  • Shopping rewards
  • Exclusive offers
  • Lifestyle benefits
Apply Now →

SBI BPCL Credit Card

Extra mileage on fuel spends — accelerated rewards at BPCL

  • Fuel surcharge waiver
  • Reward points on fuel
  • Exclusive BPCL benefits
Apply Now →

SBI IRCTC RuPay Card

Hassle-free train travel with IRCTC benefits and lounge access

  • Value back on IRCTC
  • Travel insurance
  • Railway lounge access
Apply Now →

SBI SimplyCLICK

5X Rewards on exclusive online partners — Amazon, Flipkart

  • 5X rewards online partners
  • Partner exclusive benefits
  • Easy redemption
Apply Now →

SBI SimplySave Card

Shop Smart and Save Big with accelerated rewards program

  • Save on shopping
  • Reward points
  • Fuel surcharge waiver
Apply Now →

Scapia Credit Card

Zero joining, annual and forex fees — perfect for travellers

  • Zero joining fee
  • Zero annual fee
  • Zero forex markup
Apply Now →

Swiggy HDFC Card

Savings on food delivery, dining and Free Swiggy One membership

  • Cashback on Swiggy
  • Cashback on dining
  • Free Swiggy One
Apply Now →
Credit Cards: Apply for credit cards from top banks in India and enjoy cashback on every purchase, reward points, welcome bonuses, zero joining fees, lifestyle privileges, travel benefits, fuel surcharge waivers and easy EMI options. Build your credit score while enjoying exclusive offers and deals. Our team checks your eligibility and recommends the best card for your spending habits.

Demat Account Opening

Start investing in stocks, mutual funds, IPOs and derivatives

AngelOne Demat App

Lifetime free equity delivery & expert advisory — India's most advanced trading platform

  • Lifetime free equity delivery
  • Expert advisory & research
  • Stocks, MF, IPO, F&O
  • Instant paperless opening
  • Advanced charting tools
Open Demat →

Appreciate Wealth

Trade globally — Zero annual fees, no withdrawal charges, lowest transaction cost

  • Global trading — US + India
  • Zero annual maintenance fee
  • No withdrawal charges
  • Lowest transaction fees
  • Fractional US stock investing
Open Demat →

Jainam Demat Account

Free demat account — trade stocks, start SIPs and invest in IPOs easily

  • Free account opening
  • Trade stocks & F&O
  • Start SIP in mutual funds
  • 100% paperless KYC
  • IPO application facility
Open Demat →
Demat Accounts: Open your demat account with leading brokers in India and start your investment journey in stocks, mutual funds, IPOs, derivatives and more. Enjoy zero account opening charges, paperless KYC, instant activation, low brokerage rates, advanced trading platforms and expert advisory services to grow your wealth systematically.

CIBIL / Credit Score Check

Check from all 4 RBI-authorised credit bureaus — free assistance

Most Popular

TransUnion CIBIL

India's most widely used credit bureau. Checked by 90%+ banks and NBFCs before loan and credit card approval.

  • Score range: 300 – 900
  • Used by 90%+ banks & NBFCs
  • Full credit report included
  • Dispute resolution support
Check CIBIL →
RBI Authorised

Equifax

One of India's four RBI-authorised credit bureaus providing detailed credit reports used by major financial institutions.

  • Score range: 1 – 999
  • RBI licensed bureau
  • Detailed credit history
  • Used by major lenders
Check Equifax →
RBI Authorised

Experian

Experian India provides trusted credit scores and comprehensive reports used by leading banks, NBFCs and fintech lenders.

  • Score range: 300 – 900
  • RBI licensed bureau
  • Full loan account history
  • Credit monitoring tools
Check Experian →
RBI Authorised

CRIF Highmark

India's fourth RBI-authorised bureau — especially important for microfinance, rural lending and small loan approvals.

  • Score range: 300 – 900
  • RBI licensed bureau
  • Microfinance credit data
  • Rural & urban coverage
Check CRIF →
CIBIL / Credit Score Check: Your credit score determines your loan eligibility, interest rates and credit card approvals. A score of 750+ is considered excellent and helps you get better terms on all financial products. We help you check your credit report from all four RBI-authorised bureaus, understand your score, identify errors and guide you on how to improve your CIBIL score.

PAN Card Services

New application, correction, reprint and e-PAN — fully assisted

PAN Card — Apply / Correction / Reprint / e-PAN

Complete PAN card assistance — individual, company, NRI and minor applications

New PAN Card
Individual, Company, HUF, NRI
Correction
Name, DOB, Address, Father's name
Duplicate / Reprint
Lost, stolen or damaged card
e-PAN Download
Instant via NSDL / UTIITSL
PAN-Aadhaar Link
Mandatory linking assistance
Minor / NRI PAN
Special category applications
PAN Card: PAN card is mandatory for all financial transactions including bank account opening, investments, property purchase, income tax filing and credit card applications. We provide complete assistance for new PAN applications, corrections, reprints and instant e-PAN downloads through official NSDL and UTIITSL government portals.

Utility Services

Pay all bills, recharges and insurance premiums — fast & secure

Electricity Bill

Pay electricity bills for all state discoms — JSEB, NESCO, WESCO and all India boards instantly online.

Pay Now

Mobile Recharge

Prepaid and postpaid recharge for all operators — Airtel, Jio, Vi (Vodafone Idea) and BSNL.

Recharge

DTH Recharge

Recharge DTH connections — Tata Play, Airtel DTH, Dish TV, Sun Direct and Videocon D2H.

Recharge

Gas Bill Payment

Pay piped natural gas bills for IGL, MGL, Adani Gas, GAIL Gas and all PNG service providers.

Pay Bill

Water Bill

Pay municipal corporation water bills for all cities — Jal Board and all municipal boards across India.

Pay Bill

Broadband / Internet

Pay broadband bills for BSNL, Airtel Fiber, Jio Fiber, ACT Fibernet and all other internet providers.

Pay Bill

Insurance Premium

Pay life, health and motor insurance premiums for LIC, HDFC Life, SBI Life, Star Health and all insurers.

Pay Premium

Loan EMI Payment

Pay home loan, car loan and personal loan EMIs for all banks and NBFCs on time without hassle.

Pay EMI
Utility Services: Pay all your monthly utility bills, recharges and insurance premiums at one place — fast, secure and hassle-free. We support all major electricity boards, telecom operators, DTH providers, gas companies, water boards and insurance companies across India. Never miss a due date again with our assisted bill payment service.

Need Help with Any Banking Service?

From savings accounts to credit cards, demat, CIBIL check, PAN card and utility bills — we handle everything for you, free of cost with expert guidance.